Ayushman Bharat Card (PM-JAY): The Ayushman Bharat scheme launched by the Government of India is known as the largest health insurance program in the country. As per the guidelines of the National Health Policy 2017, this scheme is designed to provide healthcare to all. The scheme is moving forward with the principle of “ Leaving No One Behind ”.
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| PM-JAY: Free medical insurance of Rs. 5 lakh for the poor |
Previously, medical services were separate and limited to each sector. Now, through Ayushman Bharat, primary, secondary and tertiary level medical services are available at one place. The scheme aims to provide a comprehensive medical system including disease prevention, health promotion and ambulatory services.
This scheme has two main components:
- Health and Wellness Centers (HWCs)
- Pradhan Mantri Jan Arogya Yojana (PM-JAY)
This scheme was launched by Prime Minister Shri Narendra Modi on 23 September 2018 in Ranchi, Jharkhand with the objective of providing free hospital treatment up to Rs. 5 lakh per year to every family
The bottom 40 percent of the poor and vulnerable families in the country (about 10.74 crore families - about 50 crore people) are benefiting from this scheme.
Scheme Benefits
- Cashless treatment up to Rs. 5 lakh per year per family .
- Meals, medicines, diagnostic tests, and operation costs at the hospital are completely free.
- Treatment facility in both private and government hospitals.
- You can get treatment anywhere in the country with this card.
Eligibility criteria
- Rural & Urban Poor Families as per SECC-2011 Data
- Rural: One-room hut, landless laborers, etc.
- Town: Occupations such as rickshaw drivers, domestic helpers, and roadside vendors
Required documents
- Aadhaar card (or Aadhaar registration slip)
- Ration card
- Mobile number
Application process
- Click on the Am I Eligible option on the website https://beneficiary.nha.gov.in
- Enter mobile number and verify OTP
- Enter your name, state, and ration card number and search.
- If your family qualifies, you can complete e-KYC and download the card.
- beneficiary.nha.gov.in
- beneficiary.nha.gov.in
- Contact information
- Helpline: 14555 or 1800-111-565
- Email: support@pmjay.gov.in
Related Links
- Official site: https://pmjay.gov.in
- Beneficiary Portal: https://beneficiary.nha.gov.in
- List of hospitals: https://hospitals.pmjay.gov.in
This information should be considered for educational purposes only. It is necessary to consult official sources before making financial decisions.
